Building a bridge to better business payments.

Steve Boyer

Chief Executive Officer

Steve Boyer is BluePenguin’s Chief Executive Officer. A recognized visionary and payments innovator, Steve was one of the inventors of the original electronic gift card and co-founded ValueLink, which was acquired by First Data and still serves as the “industrial-grade” prepaid platform for their largest clients. Prior to co-founding BluePenguin, Steve was the EVP of Business Development at Galileo Processing, one of the world’s foremost prepaid card service providers. He has also held executive positions at HOPS International and eFunds. Steve holds a degree in Marketing from Western Illinois University.

John Scariot

Chief Financial Officer

John Scariot is BluePenguin’s Chief Financial Officer. John brings over 30 years of finance experience and leadership to the company, including as CFO for MasterCard Worldwide’s Global Technology and Operations division. Previously, he held finance roles with Verizon, AT&T and GE. John holds an MBA in Quantitative Management and is active in the community as Chairman of the St. Louis Chapter of USA Cares, a charity supporting military families in crisis.

Jake Sterling

Chief Product Officer

Jake heads product development, strategy and marketing for BluePenguin Payments. His 25-year international payments career includes card brand, e-commerce, loyalty, omnichannel and data product leadership positions at MasterCard, First Data, Netgiro (now Digital River,) CyberSource and Vantiv (now Worldpay.) Most recently, Jake led corporate payments strategy for commercial prepaid programs at Xerox Card Services, now Conduent Business Services. He is the inventor of multiple patents, both issued and pending, relating to transaction processing, intelligent routing, secure commerce, localization, currency conversion, and other financial solutions. Jake holds honors degrees in Foreign Languages and Engineering from Washington University in St. Louis.